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For individuals, there may be an option to self-insure. This might take the type of building up a large financial savings account, especially if you have the option of contributing to an HSA or HCRA account. Be aware that an HSA stability can grow yr after year, whereas an HCRA account’s remaining steadiness at the finish of the yr is forfeit. Subsequently, the Health Savings Account is the higher selection for long run financial savings to insure towards future medical costs.
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